Take Home Pay Calculator
Estimate your net paycheck after federal income tax, state tax, and FICA deductions.
Income & Deductions
Related pay & tax tools
Round out your college budget plan with these focused calculators on our partner sites:
- Biweekly paycheck calculator — break down your paycheck by pay period after all withholdings
- Paycheck tax estimator — understand the tax rules behind your take-home pay
How It Works
Enter your gross annual salary, estimated state tax rate, and annual pre-tax deductions (such as 401(k) contributions). The calculator estimates federal tax, state tax, FICA, and your net pay.
Frequently Asked Questions
Is this calculation exact?▼
No. It is an estimate based on 2025 federal tax brackets for a single filer with the standard deduction. Actual withholding depends on your W-4, deductions, and state rules.
What is FICA?▼
FICA includes Social Security (6.2%) and Medicare (1.45%) taxes, totaling 7.65% for most employees.
Does this include local taxes?▼
No. Some cities and counties have additional income taxes not included here.
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