Personal Budget Calculator
Apply the 50/30/20 budgeting rule to your after-tax income. Instantly split money between needs, wants, and savings.
Budget Allocation
How It Works
Enter your monthly after-tax income and adjust the percentage sliders. The calculator shows how much you can allocate to needs, wants, and savings each month.
Frequently Asked Questions
What is the 50/30/20 rule?▼
It suggests spending 50% of after-tax income on needs, 30% on wants, and 20% on savings and debt repayment.
Can I adjust the percentages?▼
Yes. Use the sliders to customize the budget categories to match your goals and cost of living.
Is this rule right for everyone?▼
No. High-cost areas or lower incomes may require different splits. This calculator is a flexible starting point.
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