Disclaimer

1. General Disclaimer

edcost.com ("we", "us", or "our") provides financial calculators and tools for informational purposes only. All calculations and results generated by our tools are for reference purposes and should not be considered as financial advice, legal advice, or professional recommendations.

The information provided on edcost.com is based on publicly available data and general knowledge. It is not tailored to your specific financial situation, goals, or needs. Before making any financial decisions, you should consult with a qualified financial advisor, accountant, or other professional.

2. Calculator Results

The calculators and tools on edcost.com are designed to provide estimates based on the information you input. The accuracy of the results depends on the accuracy of the information you provide. We cannot guarantee the accuracy, completeness, or reliability of any calculations or results.

Our calculators may not account for all factors that could affect your financial situation, including but not limited to:

• Changes in tax laws or regulations
• Changes in interest rates
• Changes in living costs
• Unexpected expenses
• Personal financial circumstances

You should use the results from our calculators as a starting point for your financial planning, not as a definitive financial plan.

3. Articles and Content

The articles and content on edcost.com are for informational purposes only. They do not constitute financial advice, legal advice, or professional recommendations. The content is based on general knowledge and may not be applicable to your specific situation.

We make every effort to ensure that the content on our website is accurate and up-to-date, but we cannot guarantee that it is error-free or complete. Laws, regulations, and financial practices change over time, and the information on our website may not reflect these changes.

4. No Financial Advice

edcost.com does not provide financial advice, investment advice, tax advice, or any other type of professional financial advice. The tools and information on our website are not a substitute for professional financial advice.

Before making any financial decisions, including but not limited to investments, tax planning, budgeting, or major purchases, you should consult with a qualified financial advisor, accountant, or other professional who can provide advice tailored to your specific situation.

5. Limitation of Liability

edcost.com and its owners, operators, and affiliates will not be liable for any damages, losses, or expenses arising from the use of our website, calculators, or information, including but not limited to:

• Direct, indirect, incidental, or consequential damages
• Loss of profits or revenue
• Errors or inaccuracies in calculations
• Decisions made based on the information provided
• Interruption of service

This limitation of liability applies regardless of the legal theory, including but not limited to contract, tort, negligence, or strict liability.

6. External Links

Our website may contain links to external websites and services. These links are provided for your convenience and do not constitute an endorsement or recommendation of the linked content.

We are not responsible for the content, accuracy, or reliability of any external websites or services. You should review the privacy policies and terms of service of any external websites you visit.

7. Changes to This Disclaimer

We may update this Disclaimer from time to time. Any changes will be posted on this page, and the effective date will be updated accordingly. We encourage you to review this disclaimer periodically.

8. Governing Law

This disclaimer is governed by the laws of the United States, without regard to its conflict of laws principles. Any disputes arising from or related to the use of edcost.com will be resolved in the courts of the United States.

Last updated: July 2025